Insurances
A new home needs to be well protected against fire, storm, burglary, vandalism and natural hazards.
by BayHyp |
The most important insurance for homeowners are: Residential building insurance: Covers claims in case of a damage to the building due to storms or fire. Useful additional components can be included into the contract (photovoltaic system as well as a glass demage). Natural hazard insurance: Natural hazards such as hail, storms, flood disasters, earthquakes, etc. are covered here. Private liability: Covers consequential costs for damages for which you are responsible. The special home liability insurance covers costs resulting from an accident on your property, e.g. if someone slips during winter on your property because you have not fulfilled your duty to clear the snow. Household insurance: All household insurances cover against fire, tap water, burglary, theft, vandalism and the forces of nature.